Last updated and effective: June 7, 2021
This Terms of Use agreement (“Agreement”) is between you and Decoded and applies to this website and all services offered through it.
By accessing, browsing, or using the Site, you acknowledge that you understand, accept, and agree to be bound by this Agreement and our Privacy Policy.
BY USING THE SITE, YOU AGREE TO THESE TERMS OF USE; IF YOU DO NOT AGREE, DO NOT USE THE SITE.
Refers to the person using the Website and/or Services.
Refers collectively to Decoded and its affiliated services.
Includes lenders, service providers, and entities offering products and services through the Website.
Refers to any request for working capital or financing services.
Your account is intended solely for your business use.
You agree to provide accurate, true, and complete information.
You may not use the Site or Services for unlawful activities.
You must be at least 18 years old to use this Site.
All content, services, technology, and intellectual property on this Site are owned by Decoded and protected by applicable laws.
You may not reproduce, distribute, modify, reverse engineer, or exploit any part of the Site without prior written consent.
Our Privacy Policy is incorporated into this Agreement by reference.
By sharing your phone number, you consent to receiving calls or messages through automatic dialing systems or prerecorded voice technologies.
Decoded may offer membership plans that include matching users with funding partners and customer service support.
The Site may contain links to third-party websites. Decoded is not responsible for the content or services provided by third-party websites.
Funding and prequalification timelines are estimates and may vary depending on partner policies and business days.
ALL SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND.
Decoded does not guarantee uninterrupted, secure, or error-free services.
Decoded shall not be liable for indirect, incidental, special, or consequential damages arising from use of the Site or Services.
You agree to indemnify and hold harmless Decoded and its affiliates against claims, liabilities, damages, and expenses resulting from your use of the Site.
You acknowledge the risks associated with electronic communications and agree to maintain an updated email address.
By opting in, you consent to receiving recurring SMS messages from Decoded regarding applications, services, and updates.
Reply “STOP”, “UNSUBSCRIBE”, or “QUIT” to stop receiving SMS messages.
Either you or Decoded may terminate your access to the Site or Services at any time, with or without notice.
This Agreement is governed by the laws of the State of Florida.
All disputes shall be resolved in Florida state or federal courts.
These Terms, together with the Privacy Policy, constitute the entire agreement between you and Decoded.
Decoded does not provide investment, securities, or financial advisory services.
You should consult a licensed financial advisor before making investment decisions.